The Universal iGaming API extends the Universal 

 API shared transaction model for regulated gaming activity.

Unlike other industries, iGaming supports both deposit and withdrawal transaction flows and may include gameplay, sportsbook, and player-statistics context.

Each request represents a single gaming‑related event. When the API accepts the data you submit, it creates a new transaction or updates an existing one. If the API rejects the request, it returns detailed validation warnings or errors in the response.

The Universal iGaming API extends the shared transaction model with:

Gaming platforms present a unique fraud and abuse profile compared to traditional commerce.

Key characteristics of gaming environments include:


Gaming platforms support both deposits and withdrawals, which introduces abuse patterns that are not present in one‑directional purchase models. 


Fraud and abuse often target accounts directly through credential compromise, bonus abuse, or coordinated activity rather than isolated transactions. 


Gaming environments are frequently subject to jurisdiction‑specific regulations, which place additional requirements on monitoring, traceability, and risk controls. 


Gaming events can occur rapidly and repeatedly within short time windows, requiring evaluation that considers behavior across multiple events rather than a single action. 

The Gaming API is designed to evaluate these characteristics using 

event‑level signals combined with historical and cross‑event context

, allowing risk to be assessed accurately without applying unnecessary friction to legitimate players.

The Gaming API follows the platform hashing rules. Fields designated as hash-required must be hashed before submission, including:

Model: postAuthAirline

iGaming Extension Overview

repbuilder

passwordless

inrisk

passkey

gateway

deviceserver

mobile

browser

riskID

extract

profiles

index

documentationplatform

returnssolution

protectionproduct

chargebackproduct

fraudproduct

Provides mobile device identification and risk assessment via Software Development Kits (SDKs) for Android and iOS devices.

InMobile

Accertify's post-transaction product that manages the chargeback process for merchants.

Chargeback_Module

The act of a credit card company charging a merchant for goods that a merchant consumer claims they either did not purchase or did not receive. Onus is on the merchant to prove the consumer made the purchase and the merchant delivered the goods.

Chargeback

A service that lets you choose a key field (such as email address) and define the fields you want to collect alongside it to create new data points you can add to the Transaction Detail screen or write rules against.

Profile_Builder

Accertify's platform can monitor the entire fraud lifecycle, including pre-transaction, payment, and post-transaction risk.

Interceptas_Platform

platformname

Device (formerly known as InBrowser) is Accertify’s browser-based data collection solution that gathers transaction and device data from end-user browsers and transmits it to Accertify servers for risk analysis.

Device

A product that collects device attributes, user behavior data, and authentication signals via JavaScript to support risk analysis and decisioning.

Accertify_Data_Collector

A solution that pairs with Fraud Management to mitigate risk associated with claims, adjustments, refunds, returns, reshipping, and exchanges.


CARE

An Accertify product that uses the Interceptas® Data Management Platform to process transaction data and enable users to address their fraud risk.

Accertify_Fraud_Management

The Accertify Case Management feature is the user interface within the Interceptas Platform.

Case_Management

Accertify Risk ID. A cross-client consortium of positive and negative data points.

ARID

An Accertify product that streamlines all aspects of the chargeback management process from review of a client’s payment, to receiving the chargeback, and submitting a representment response

Accertify_Chargeback_Management

Accertify Chargeback Management (ACM) is our official product offering. It helps to streamline all aspects of the chargeback management process from review of a client’s payment, to receiving the chargeback and submitting a representment response. 

A historical reputational data set that produces a risk assessment between 0.000 and 1.000, with the higher probability indicating a higher risk of fraud.

Accertify_Index

A group of Accertify products that analyze device attributes, environmental signals, and behavioral patterns to support event and transactional fraud decisions.

Device_Intelligence

An Accertify product that combines continuous monitoring and machine-learning algorithms to identify risky events that occur on Client websites using the five pillars: Device, Connection, Location, Behavior, and Reputation.

Account_Protection