Core Concepts
The Accertify Event Model
At the center of Accertify’s risk intelligence is an event. An event represents a specific customer action, transaction, or claim submitted for evaluation at a particular moment in time.
Depending on the API, an event may represent a login attempt, a purchase, a return, a dispute, or another fraud‑relevant action.
While each API request describes a single event, fraud evaluation does not occur in isolation. Every event is evaluated within a broader analytical context informed by historical data, industry‑specific patterns, and global fraud activity observed across the Interceptas Platform.
The Role of the API Request
The API request supplies the event‑level data required for evaluation. It does not attempt to replicate or expose the full historical dataset or analytical processes used by the Interceptas Platform.
Instead, it provides the necessary context for Accertify to:
- correlate the event with historical and industry‑level intelligence,
- apply fraud detection logic informed by ongoing trends, and
- return a decision that reflects the broader risk landscape.
See also:
Getting StartedGetting Started
Introduce the Accertify APIs and their role within the Accertify Interceptas Platform
Authentication methods, hashing requirements, and other API parameters
Field definitions and requirements for every API