shared capabilities that support fraud risk assessment beyond a single transaction or industry flow

. These APIs deliver signals, intelligence, and supporting workflows that complement 

 and Dispute APIs and help clients evaluate risk across the broader customer journey.

Unlike industry‑specific Fraud APIs, which focus on evaluating individual transaction events, the Risk & Intelligence APIs address 

pre‑transaction risk, post‑transaction fraud behavior, cross‑event intelligence, and regulatory obligations

. They are designed to be used alongside 

 integrations, providing additional context and insight that improve decision‑making at different stages of interaction.

Some Risk & Intelligence APIs are available only in conjunction with 

, while others may be used independently. Each API in this section has a distinct purpose, but all are intended to 

enhance fraud detection accuracy and reduce friction by incorporating signals that extend beyond a single event

— Evaluates risk prior to a transaction, such as during account creation, login, or other pre‑purchase activity.

 — Supports detection of post‑transaction fraud related to returns, refunds, and exchanges.

 — Provides cross‑event intelligence and accumulated risk signals derived from shared data elements.

 — Supports regulatory requirements, such as data privacy and obfuscation requests, independent of fraud evaluation.

Each API can be implemented independently where applicable, but they deliver the greatest value when used together as part of an end‑to‑end fraud risk strategy.

Model: InternalServerError

Risk and Intelligence APIs

passwordless

inrisk

passkey

gateway

deviceserver

mobile

browser

riskID

extract

profiles

index

documentationplatform

returnssolution

protectionproduct

chargebackproduct

fraudproduct

Provides mobile device identification and risk assessment via Software Development Kits (SDKs) for Android and iOS devices.

InMobile

Accertify's post-transaction product that manages the chargeback process for merchants.

Chargeback_Module

The act of a credit card company charging a merchant for goods that a merchant consumer claims they either did not purchase or did not receive. Onus is on the merchant to prove the consumer made the purchase and the merchant delivered the goods.

Chargeback

A service that lets you choose a key field (such as email address) and define the fields you want to collect alongside it to create new data points you can add to the Transaction Detail screen or write rules against.

Profile_Builder

Accertify's platform can monitor the entire fraud lifecycle, including pre-transaction, payment, and post-transaction risk.

Interceptas_Platform

platformname

Device (formerly known as InBrowser) is Accertify’s browser-based data collection solution that gathers transaction and device data from end-user browsers and transmits it to Accertify servers for risk analysis.

Device

A product that collects device attributes, user behavior data, and authentication signals via JavaScript to support risk analysis and decisioning.

Accertify_Data_Collector

A solution that pairs with Fraud Management to mitigate risk associated with claims, adjustments, refunds, returns, reshipping, and exchanges.


CARE

An Accertify product that uses the Interceptas® Data Management Platform to process transaction data and enable users to address their fraud risk.

Accertify_Fraud_Management

The Accertify Case Management feature is the user interface within the Interceptas Platform.

Case_Management

Accertify Risk ID. A cross-client consortium of positive and negative data points.

ARID

An Accertify product that streamlines all aspects of the chargeback management process from review of a client’s payment, to receiving the chargeback, and submitting a representment response

Accertify_Chargeback_Management

Accertify Chargeback Management (ACM) is our official product offering. It helps to streamline all aspects of the chargeback management process from review of a client’s payment, to receiving the chargeback and submitting a representment response. 

A historical reputational data set that produces a risk assessment between 0.000 and 1.000, with the higher probability indicating a higher risk of fraud.

Accertify_Index

A group of Accertify products that analyze device attributes, environmental signals, and behavioral patterns to support event and transactional fraud decisions.

Device_Intelligence

An Accertify product that combines continuous monitoring and machine-learning algorithms to identify risky events that occur on Client websites using the five pillars: Device, Connection, Location, Behavior, and Reputation.

Account_Protection

companyname

alldeviceproductname

supportEmail

Account Protection API Changelog

Account Create

Account Update

Gift Card Balance

Inventory Hold

Listing Create

Listing Update

Login

Logout

Password Forgot

Password Update

Payment

Refund

Transfer

Username Forgot

Verification

Withdrawal

Event Overviews

Account Create fields

Account Update fields

Chargeback fields

Gift Card Balance fields

Inventory Hold fields

Create Listing fields

Update Listing fields

Login fields

Logout fields

Password Forgot fields

Password Update fields

Payment fields

Refund fields

Transfer fields

Username Forgot fields

Verification fields

Withdrawal fields

Model: accountDetails

Model: accountCreateRequired

Model: accountCreateImperative

Model: accountCreateOptional

Model: loginRequired

Model: loginImperative

Model: loginOptional

Model: globalAddresses

Model: globalRequired

Model: globalImperative

Model: globalOptional

Model: globalPaymentMethodsAP

Model: globalPromotions

Model: globalItems

Model: accountUpdateRequired

Model: accountUpdateOptional

Model: chargebackRequired

Model: chargebackOptional

Model: giftCardBalanceRequired

Model: giftCardBalanceImperative

Model: giftCardBalanceOptional

Model: inventoryHoldRequired

Model: inventoryHoldImperative

Model: inventoryHoldOptional

Model: listingCreateRequired

Model: listingCreateImperative

Model: listingCreateOptional

Model: listingUpdateRequired

Model: listingUpdateImperative

Model: listingUpdateOptional

Model: logoutRequired

Model: passwordForgotRequired

Model: passwordForgotImperative

Model: passwordForgotOptional

Model: passwordUpdateRequired

Model: passwordUpdateOptional

Model: paymentRequired

Model: paymentImperative

Model: paymentOptional

Model: refundRequired

Model: refundImperative

Model: refundOptional

Model: transferRequired

Model: transferImperative

Model: usernameForgotRequired

Model: usernameForgotImperative

Model: usernameForgotOptional

Model: verificationRequired

Model: verificationImperative

Model: verificationOptional

Model: withdrawalRequired

Model: withdrawalImperative

Model: withdrawalOptional

Model: paymentDetails

Model: successResponse

Model: successResponseNoRec

Model: successResponseIDMsgStatus

Model: errorResponse

Models

Accertify Account Protection API

Account Protection API Overview

APIs

API Reference Page

Documentation Structure

Getting Started

Shared Core Data Model

Industry Specialization

Core Concepts

Authentication Methods

Importer ID and Endpoint Provisioning

Transaction Lifecycle Contexts

Hashing Requirements

Accertify Hash Algorithm

SCA Optimization

Error Handling

Global Constraints

Retail API Changelog

Accertify Retail Fraud API

Retail API Overview

Airline API Changelog

Accertify Airline Fraud API

Airline API Overview

Gaming API Changelog

Accertify iGaming Fraud API

Gaming API Overview

Travel API Changelog

Accertify Travel Fraud API

Travel API Overview

Ticketing API Changelog

Accertify Ticketing Fraud API

Ticketing API Overview

Theme Parks API Changelog

Accertify Theme Parks Fraud API

Theme Parks API Overview

Fraud APIs

Chargeback API Changelog

Transaction Matching

Exporting Transactions

Chargeback API Overview

Dispute APIs