Industry Specialization
8 min
Universal Fraud APIs use a shared transaction model across all industries. Industry specialization is implemented through industry-specific extensions that add only the fields required for that industry.
Industry specialization allows Accertify to assess fraud risk accurately at different stages of the customer journey while maintaining consistent core concepts.
Why Industries Matter
Fraud looks different depending on the industry. Each industry API includes additional data elements that help Accertify evaluate these risks accurately:
How Industry Extensions Work
The Universal Fraud APIs avoid duplicating shared transaction fields across industries.
Instead:
- Shared Transaction Model provides the common transaction structure.
- Industry Extensions provide only the additional data required for industry-specific fraud evaluation.
This approach creates a consistent integration model while preserving the industry context needed for accurate risk assessment.