Fraud APIs
3 min
\<font color="#78b5c7">\</font> topic type concept purpose introduce the apis and explain how transaction‑level fraud evaluation is performed across supported industries audience api integrators and client developers implementing transaction‑level fraud detection applies to industry‑specific apis used to evaluate transactions in real time does not apply to , risk & intelligence apis, dispute apis, or regulatory‑only workflows such as data privacy the apis provide a unified way to submit transaction data for fraud evaluation across multiple industries each api enables you to send relevant contextual information about a transaction or event and receive a fraud decision response to inform downstream business logic although the apis support different industries—such as air, retail, travel, ticketing, gaming, and theme parks—they are built on a shared core model this means that common concepts like users, payments, items, devices, and locations behave consistently across all industries, while each industry adds specialized data that reflects its unique fraud risks the goal of the apis is not to process payments or execute transactions instead, they provide risk insight at the moment a transaction is being evaluated, allowing you to decide how to proceed how apis are used the apis follow an event‑based interaction model each api request represents a single transaction or event that you want accertify to evaluate for fraud risk request and response flow at a high level, the interaction flow is your system submits a transaction event to the fraud api evaluates the provided data using fraud detection logic the api returns a response containing a decision and supporting signals this interaction is synchronous you receive a response immediately and can use it to determine next steps, such as approving, reviewing, or declining a transaction what the apis do not do it is important to understand the boundaries of the apis they do not process or authorize payments execute transactions on your behalf the apis are designed to support decision‑making, not to replace payment gateways or order management systems