SCA Optimization

\<font color="#b6c7cb">\</font> topic type concept purpose explain how sca optimization supports regulatory compliance and exemption strategies audience api integrators and developers handling transactions subject to sca regulations applies to transactions subject to sca regulations in europe and the united kingdom does not apply to non sca regions or transactions not subject to regulatory authentication requirements strong customer authentication (sca) optimization enables accertify to help clients meet regulatory requirements while minimizing unnecessary customer friction sca optimization focuses on identifying transactions that may qualify for sca exemptions supporting risk based authentication decisions reducing unnecessary authentication challenges where permitted evaluation is based on transaction event data historical issuer intelligence real time risk signals limitations sca optimization does not determine regulatory compliance perform authentication responsibility for compliance and authentication execution remains with the client and their acquirer \<font color="#386b84"> note \</font> payment optimization responses should be treated as decision support , not regulatory determinations